The Point Of No Return There’s a popular story where a Commander having landed ashore in enemy territory, turns to his men and orders them to “Burn the boats”. Confused, the men ask the Commander: "Burn the boats?" "Yes," he replies, "Burn the boats." Creating a point of no return, with no option to retreat, there is no “play it safe” strategy, the message is clear: conquer … [Read more...] about Burn The Boats
The New Snake Oil
If catchy headlines have you itching to read “How I achieved FI in X amount of steps (X being less than 10)” in hopes that you can replicate those same exact steps, STOP, chances are you’re not going to copy someone else’s path to financial independence. Watching Creed – or Creed II, won’t turn you into Mike Tyson any more than watching The Founder will teach you how to … [Read more...] about The New Snake Oil
Condolences Don’t Pay Funerals
Tragedy. No eye in the room was dry and the voices were right at a whisper. All the people in the room had lost. The parents lost a son, the siblings lost a brother, others lost their baseball coach and I was part of the group who had lost a friend. Raul* and I became friends during kindergarten– which feels like yesterday, and now, gone way, way to soon. To complicate the … [Read more...] about Condolences Don’t Pay Funerals
178 Years To Save Your Way To $1 Million
Looking at the quarterly statement, I shake my head, disappointment mixed with a small sense of despair considering what could have been. You see, among the many great qualities Mother taught me, there are some moments which stand tall among the rest. There was the time she went to work in crutches after spraining her ankle. Off she went walking crutch-ing her way, half a mile … [Read more...] about 178 Years To Save Your Way To $1 Million
40 times rent, PMI and why I always carry an umbrella
Exiting my building it’s not long before you’re met with a barrage of trash roaming the seats. Plastic bags, empty potato chips bag, empty beer bottles and crumpled brown paper bags from the bodega makeup the carnage. Some residents have decided to bypass the hallway trash compactor in favor of throwing trash directly out the window. While this disaster is cleaned throughout … [Read more...] about 40 times rent, PMI and why I always carry an umbrella